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Mohamad, MRA ORCID: 2011, 'Mobile microfinance and empowerment : the case of e-Masary for financial inclusion in Egypt' , Strategic Foresight Group, 2 (11) .

Mohamad, MRA ORCID:, Wood-Harper, T and Ramlogan, R 2015, 'Entry modes and the impact of mobile microfinance at the base of the pyramid : scenarios of “My village phone” in Egypt' , in: Organizational Innovation and IT Governance in Emerging Economies , IGI Global, pp. 46-82.

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