Eku, A and Ali, MB 
ORCID: https://orcid.org/0000-0001-5854-8245
2020,
Low-cost housing provision in Nigeria – an institutional failure and call for action
, in: British Academy of Management 2020 Conference in the Cloud: Innovating for a Sustainable Future, 2 Sept 2020 → 4 Sept 2020, Virtual.
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Abstract
Sixty years after independence in 1960, Nigeria is still struggling to establish a vibrant mortgage market. The conventional methods of providing housing through purchasing land and buildings can often take an entire lifetime without the benefits of mortgage finance. It is vital for government to come up with solutions that will provide the Nigerian people with low-cost and affordable housing. This study aimed to address these challenges and come up with viable solutions based on the perceptions of both primary mortgage institutions and real estate developers. The results indicate a series of alarming challenges ranging from high interest rates on loans for housing construction to poorly implemented contracts and policies. This indicates key reforms are still required in order to ease identified challenges and ensure sustainable housing for the ensure.
| Item Type: | Conference or Workshop Item (Paper) |
|---|---|
| Schools: | Schools > Salford Business School |
| Journal or Publication Title: | BAM 2020 Conference in the Cloud |
| Publisher: | British Academy of Management |
| Depositing User: | Dr Mohammed Ali |
| Date Deposited: | 02 Mar 2023 12:19 |
| Last Modified: | 02 Mar 2023 12:30 |
| URI: | https://usir.salford.ac.uk/id/eprint/66519 |
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